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    What do you do when your mom only has $36,000 saved for retirement—and she's waiting for disability and housing assistance? That's the question Tamara brought to Brown Ambition this week. Her mom has limited retirement savings, and while she waits for potentially critical disability and housing assistance, Tamara wants to know: What's the smartest way to protect that $36,000 and make it stretch as far as possible? In this Brown Ambition Q&A, Mandi Money breaks down how to think about a situation like this without panic, shame, or rushing into a financial decision that could create bigger problems later. We talk about how to prioritize cash preservation, essential expenses, benefits, housing assistance, and the timing of financial decisions when someone is financially vulnerable. Subscribe to The Brown Ambition Podcast https://www.youtube.com/@brownambitionpodcast/videos Keep the party going with a visit to https://brownambitionpodcast.com FOLLOW THE BROWN AMBITION PODCAST Instagram: https://www.instagram.com/brownambitionpodcast Linkedin: https://www.linkedin.com/in/brown-ambition-759572334/ Facebook: https://www.facebook.com/brownambition/ TikTok: https://www.tiktok.com/@brownambition FOLLOW MANDI Instagram: https://www.instagram.com/mandimoney Threads: https://www.threads.net/@mandimoney TikTok: https://www.tiktok.com/@maaandimoney
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