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    Asking for money using social media or crowdsourcing websites and apps when a crisis strikes has become a modern-day norm. But a new digital platform is emerging that aims to provide a long-term solution for financial planning and saving money among family and friends.

    Crowdsavings, a trademarked name by Memphis native JT Shaheen, is a new financial technology concept that reimagines crowdfunding by collecting money for life’s big events — before they happen, not afterward.

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